{"id":192,"date":"2009-07-22T10:27:30","date_gmt":"2009-07-22T14:27:30","guid":{"rendered":"http:\/\/quotulatiousness.ca\/blog\/?p=192"},"modified":"2009-07-22T10:27:30","modified_gmt":"2009-07-22T14:27:30","slug":"further-adventures-with-ebay-now-with-extra-paypal-goodness","status":"publish","type":"post","link":"https:\/\/quotulatiousness.ca\/blog\/2009\/07\/22\/further-adventures-with-ebay-now-with-extra-paypal-goodness\/","title":{"rendered":"Further adventures with eBay, now with extra PayPal goodness"},"content":{"rendered":"<p>Jon had an unhappy experience buying an old magazine on eBay (see <a href=\"http:\/\/quotulatiousness.ca\/blog\/2009\/07\/17\/ebay-sellers-hidden-profit-source\/\" target=\"_blank\">here<\/a>). It apparently got even better, once PayPal entered the picture:<\/p>\n<blockquote>\n<p>Remember the magazine I told you about? The one with the $12 shipping?<\/p>\n<p>It gets better.<\/p>\n<p>I have a PC Financial chequing account associated with my PayPal account so that I can get money out of PayPal and into my bank. I do not keep any money in this account as I don&#8217;t want PayPal sneaking off with anything. Turns out that not keeping money in there was a bad idea.<\/p>\n<p>When I paid for the magazine, PayPal first tried to use the BANK ACCOUNT, rather than my Visa, to pay for the purchase. The transaction was declined by PC Financial and I was charged a $40 NSF fee.<\/p>\n<p>Forty. F**king. Dollars.<\/p>\n<p>I just paid forty dollars to have Galen Weston f**k my ass.<\/p>\n<p>PayPal then went ahead and billed my Visa for the transaction, which I what I expected them to do in the first place.<\/p>\n<p>When the f**k did PayPal change how they fund transactions? They have ALWAYS billed my Visa for purchases &mdash; they have NEVER tried to pull the amount from my bank account before. I this something they have changed recently, or what?<\/p>\n<p>Total cost for the magazine so far: $54.19<\/p>\n<\/blockquote>\n<p>Expensive magazine! I asked if it was okay to post the follow-on to the original story and he wrote:<\/p>\n<blockquote>\n<p>Be sure to highlight the bit about Galen Weston and my ass.<\/p>\n<p>I know it&#8217;s not really his bank &mdash; it&#8217;s CIBC &mdash; but it&#8217;s his brand. Which somehow makes it even more of a rip-off.<\/p>\n<p>Humph.<\/p>\n<p>[. . .]<\/p>\n<p>About funding the account: it turns out that what I experienced is their new default when you have a bank account associated with your PayPal account. I don&#8217;t recall being notified of that, so it&#8217;s my own damn fault for not reading the fine print, but still &mdash; that sort of change in behavior should not happen automatically.<\/p>\n<p>[. . .]<\/p>\n<p>Total cost for the magazine: $56.28.<\/p>\n<p>Oh &mdash; on shipping: I looked up the shipping cost for the USPS Flat Rate Envelope the guy used. His surcharge was only $2.00 &mdash; the actual postage was, indeed, over ten bucks. Does not really make me feel all that much better, but I guess the guy was not really being a total jerk about it.<\/p>\n<\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>Jon had an unhappy experience buying an old magazine on eBay (see here). It apparently got even better, once PayPal entered the picture: Remember the magazine I told you about? The one with the $12 shipping? It gets better. I have a PC Financial chequing account associated with my PayPal account so that I can [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[25],"tags":[60,90],"class_list":["post-192","post","type-post","status-publish","format-standard","hentry","category-economics","tag-ebay","tag-paypal"],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p2hpV6-36","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/quotulatiousness.ca\/blog\/wp-json\/wp\/v2\/posts\/192","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/quotulatiousness.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/quotulatiousness.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/quotulatiousness.ca\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/quotulatiousness.ca\/blog\/wp-json\/wp\/v2\/comments?post=192"}],"version-history":[{"count":2,"href":"https:\/\/quotulatiousness.ca\/blog\/wp-json\/wp\/v2\/posts\/192\/revisions"}],"predecessor-version":[{"id":194,"href":"https:\/\/quotulatiousness.ca\/blog\/wp-json\/wp\/v2\/posts\/192\/revisions\/194"}],"wp:attachment":[{"href":"https:\/\/quotulatiousness.ca\/blog\/wp-json\/wp\/v2\/media?parent=192"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/quotulatiousness.ca\/blog\/wp-json\/wp\/v2\/categories?post=192"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/quotulatiousness.ca\/blog\/wp-json\/wp\/v2\/tags?post=192"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}